Frequently Asked Questions

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Our process is simple for Borrowers:

1. The Borrower must own stock

2. The stock must have a minimum daily trading volume (DTV) of $50 k (USD)

3. The stock/shares must be free trading (No Restrictions)

4. The stock must be on one of the 80+ exchanges we lend to globally. (Please see Exchanges tab)

5. The borrower must provide, details and/or a recent brokerage statement and KYC

Drawback of banks for stock loans include:

Credit Check

Public Information

High Interest Rates on Loans

Business Plan

Tax and Income Statement

Lengthy Process to Qualify

Lengthy Process to Fund

Recourse Loans (risk of losing your other assets)

Low LTV's (Loan to Value)

No ability to walk away or default without putting other assets at risk

Us:

No Credit Check

Completely Private

LOW-FIXED interest rates

No Business Plan Required

No Income or Tax Statement Required

Terms delivered in 24 hours

Can fund in 3-14 days

Non-Recourse (risk nothing but the shares you pledge)

High LTV's (typically 5 x7, compared to banks at 2 x 3)

Walk away at anytime

Straight forward contracts

Clear, transparent and fun process through your entire loan process 

Our main clients are typically:

C-Suite Executives

Ultra-High-Net-Worth Individuals

Early Investors

Large shareholders

The reasons are endless but our most common clients typically fall into the following categories:

Acquire another business

Accessing more liquidity/money to scale an existing business/company

Purchase real estate (or other investments)

Career Exit Strategy (retiring or exiting and entering new role)

Security and to reduce concentrated risk

Pay debt

Securing their children's/family future (students loans, mortgages, retirement residence)

Purchasing luxury items such as a jet, yacht, helicopter

Almost 14 years (and NO lawsuits).

As fast as 3-14 days, as long as your personal/company stock qualifies. Term sheets are provided within 24 hours.

Our minimum loan is approximately 1 million up to 1 billion dollars. Our typical loans range from 10 million - 200 million. 

We use FIXED interest rates that typically range between 3.99%- 5.99%. 

Our typical LTV is between 40% and as high as 75% depending upon the value, strength and exchange of your stock.

We typically offer 5-7 x VWAP depending on your stock strength, price, volume, and exchange.

We tailor the length of the terms to your needs, our typical terms are 3- 10 years and everything in-between, 3 year, 5 year, 7 year, 10 year.